Shin Ka Karbi Daya Daga Cikin Wadannan Loan COVID-19 Targeted Credit Facility Loan, COVID-19 Loan, AGSMEIS Loan Ko Nigeria Youth Investment Fund NYIF Daure Ka Karanta Wannan Muhimmin Sakon

Masu cin gajiyar Tsarin Lamuni na  Babban Bankin Najeriya (CBN) wanda  Bankin Nirsal Microfinance Bank ya ba su, kamar lamuni na COVID-19 Targeted Credit Facility Loan (wanda aka fi sani da COVID-19 Loan), Lamunin AGSMEIS da Asusun Zuba Jari na Matasa na Najeriya (NYIF Loan), da dai sauransu sun fara karbar sakonnin domin biyan bashin da ake karba.

Lamunin na CBN  rance ne, wanda dole ne a biya don baiwa sauran masu neman bashin cin gajiyar shirin. Mu sani shifa wannan tsarin ba tallafi ba ne rance ne. Kamar yadda kuka sani kafin cin gajiyar wannan rancen za'a rataba hannu kan yar jejeniyar biya ga Bankin Microfinance na Nirsal.

Musani cewa matukar muka ci wannan rancen to tabbas ba makawa Bankin Nirsal Microfinance da Karkashin kulawar Babban Bankin Kasa zasu cire rancenda muka karba. Don haka kodai mu biya ko suyi amfani ba BVN namu domin cire adadin kuɗin da muka ranta.

Ƙaddamarwar shekara guda da aka haɗa da Shirin lamuni ya ƙare a watan Fabrairu 2022. Don sauƙaƙe da kuma dacewa don biyan lamuni a cikin lokacin da aka ƙayyade na shekaru 3, masu cin gajiyar za su iya zaɓar tsarin biyan kuɗi na wata-wata

Don Ƙididdige Adadin Nawa Mai Cin Gajiyar Ke Buƙatar Biya Kowane Wata, Ƙa'idodin Masu Zuwa Suna Ba Da Sakamako Kai Tsaye:

1. Buɗe  https://loancalculator.nmfb.com.ng

2. Zaɓi (YES) idan kana daya daga cikin masu cin gajiyar

3. Zaɓi Nau'in Samfurin (ta zaɓar samfuran da ke ɗauke da Nau'in Lamunin ka)

4. Zaɓi Madaidaicin Tsarin Lamuni da kuka amfana daga (COVID-19 TCF, ABP, AGSMEIS, NYIF)

5. Shigar da lambar tantancewar bankin ka (BVN)

6. Danna kan Lissafin Lamuni

7. Saka makonka zai fito 

Kalkuletar Rancen Lamunim NMFB

1. Adadin Biyan Kuɗi na wata-wata

2. Adadin Da Aka Amince Ga Mai Cin gajiyar

3. Jimlar Riba akan Adadin Lamuni

4. 4% cajin gaba (An cire shi yayin rarrabawa)

5. Jimlar Lamuni bayan Cajin 4% na gaba

Don ƙididdige adadin da za a biya a cikin shekara, kawai ninka Adadin Biyan Kuɗi na Watan da 12.  Ma'ana Adadin Biyan Kuɗi na Watan x 12 = Adadin Biyan Kuɗi na Shekara .

 Hakanan ana iya amfani da wannan Kalkuleta don ƙididdige wasu lamuni da NMFB ke bayarwa