Bayan CBN ya sanar da dage shirin kaddamar da kudin e-Naira Digital kwaransi, Duba wasu Muhimman Abubuwa Da Yadace ka Sani Kafin Zama Dankasuwar eNaira

Bayan CBN ya sanar da dage shirin kaddamar da kudin e-Naira Digital kwaransi, Duba wasu Muhimman Abubuwa Da Yadace ka Sani Kafin Zama Dankasuwar eNaira

Bayan CBN ta dage kaddamar da kudin dijital, e-Naira

Babban Bankin Najeriya (CBN) ya sanar da dage shirin kaddamar da kudin sa na dijital, e-Naira.

Sanarwar da Daraktan Sadarwa na babban bankin, Mista Osita Nwanisobi, ya ce an jinkirta kaddamar da shirin, wanda tun farko aka shirya yi a ranar 1 ga watan Oktoba, saboda wasu ayyuka da aka shirya don tunawa da bikin cikar kasar shekaru 61 da samun ‘yancin kai.

Nwanisobi ya ce CBN da sauran abokan huldar sa suna aiki ba dare ba rana don tabbatar da tsari mara tsari wanda zai kasance cikin fa'idar kwastomomi, musamman yawan mutanen da ba su da banki.

Ya ce da e-Naira, 'yan Najeriya za su iya aiwatar da canjin takwarorinsu zuwa walat na wani mutum na e-Naira tare da biyan kaya da aiyuka a zababbun' yan kasuwa.

Ya kara da cewa, e-Naira kuma zai taimaka wajen rage amfani da tsabar kudi da tabbatar da kwanciyar hankalin tattalin arzikin Najeriya.

Daraktan ya tabbatar wa 'yan Najeriya cewa cibiyoyin hada -hadar kudade a Najeriya sun kasance manyan masu fada a ji kuma suna cikin mahimmin sashi na Babban Bankin CBN.

Kamfanin Dillancin Labarai na Najeriya (NAN) ya ruwaito cewa tun da farko wasu masana harkar kudi sun gargadi babban bankin da ya yi taka tsantsan kuma kada ya gaggauta kaddamar da kudin dijital.

Mista Okechukwu Unegbu, tsohon shugaban Cibiyar Chartered Institute of Bankers of Nigeria (CIBN), ya shawarci Babban Bankin CBN da ya shiga cikin masu ruwa da tsaki a cikin shawarwari da gudanar da isasshen wayar da kan jama'a kafin kaddamar da e-Naira.

Wasu tambayoyi da yakamata ka sani kafin fara Kasuwanci eNaira

Will eNaira replace cash?

No, it will circulate alongside cash. The eNaira will complement cash as a less costly, more efficient, generally accepted, safe, and trusted means of payment.

Is eNaira safe?

eNaira is safe and secured with cryptographic techniques against counterfeiting, cloning, and other forms of attack.

As an eNaira holder, am I assured of data privacy?

Yes. Similar to the privacy enjoyed by current online banking patrons, the eNaira system has been designed to ensure data and user privacy. There are also operational policies and procedures in place to protect users’ identity and privacy.

Who can access eNaira?

Similar to cash, any person or business can have access to eNaira as long as they have the requirements for onboarding.

What is the exchange rate between eNaira and physical naira?

The eNaira will have the same value as the physical naira. As such, it will be exchanged one to one.

Why should an individual download and fund the eNaira wallet?

• 1. 99.9% service availability.
• 2. Low charges.
• 3. Nationwide acceptance.
• 4. No dispensing errors.
• 5. Advanced data privacy and security.

Why should a business/corporate operate the eNaira wallet?

• 1. Instant settlement.
• 2. 99.9% service availability and reliability.
• 3. Low charges.
• 4. No dispensing errors.
• 5. No reconciliation issues.

How do I access eNaira?

• 1. Customers will be able to access eNaira via the eNaira wallet in app stores such as Google Play store and the Apple App store.
• 2. Users can also dial a USSD short code and follow the required steps to perform transactions.